Credit data comes from FCRA-regulated partners. Burnt is not a consumer reporting agency: it displays the partner report inside the screening workflow, beside the criteria you configured.
Credit checks
Tenant credit checks, reviewed in full context.
A credit report tells you how an applicant has paid before. Burnt runs it through an FCRA-regulated partner and places it beside income verified at the payroll source, so the score never stands alone.
Credit from the bureau. Income from the source. One review.
How credit checks run in Burnt.
Credit runs inside the same screening session as every other check. Your team sets the criteria once, the applicant consents once, and the report comes back in the package, not in a separate portal.
Credit is commodity data. Context is not.
Any screening tool can pull a bureau report. The difference is what sits next to it: income verified at the payroll source, identity, consent records, and the criteria you configured, in one file.
Bureau data, labeled honestly
Credit results come from an FCRA-regulated partner and are attributed that way in the report. Burnt reserves the word verified for facts checked at the source, like income from a payroll login.
Credit beside source-verified income
A clean score next to a forged pay stub is how expensive tenancies begin. Here the credit file sits beside income confirmed at the payroll source, not income read off a PDF.
Your criteria, not our opinion
Burnt never scores, ranks, or recommends applicants. You set the thresholds per property, and the report shows status against your rules; the decision stays with your team.
One package, not five portals
Leasing teams lose hours stitching together a bureau portal, an income tool, and a spreadsheet. Credit, income, identity, and consent return in one report, reviewed in one place.
93%
of rental operators experienced application fraud in the past 12 months
NMHC Pulse Survey, 2024
38%
of property managers found application fraud only after move-in
TransUnion, 2023
$7,500–$25,000
typical cost of a single fraudulent tenancy
SnapptPay per screening, not per seat.
One full package covers source-verified income and employment, identity, and partner credit, background, and eviction: $39.99 per applicant, $20 during beta. Sending applications is free, and portfolio terms are custom.
Short answer
What is a tenant credit check?
A tenant credit check is a consumer credit report run on a rental applicant with their consent, covering payment history, debts, collections, and score. The report always comes from an FCRA-regulated bureau, and the decision always belongs to the landlord, measured against criteria they set. Burnt orders the report through an FCRA-regulated partner and places it beside source-verified income, identity, and consent records in one screening package.
Frequently asked questions.
Send the link.
Guide the renter.
Review one package.
Launch with screening links or talk through a portfolio workflow with the Burnt team.
